When your roofing needs to be replaced, you consult a roofing expert. When there's a problem with your car, you consult a technician who understands the issues of your particular model. And when a loved one becomes sick, you seek answers from medical professionals. Similarly, in this current economic crisis, millions of homeowners facing financial hardship and possible foreclosure action seek a real estate professional with specific understanding of the complex issues that confront homeowners in distress. Through training and market experience, Cheryl Retterath is able to provide real solutions for homeowners facing hardships in today's market. 

Many attorneys are specialized in their particular field of practice and do not know the latest real estate law and initiatives from the government that are in place to protect today's homeowners.  Cheryl can put you in touch with CPAs and attorneys that can provide the best advice for your situation.  More often than not, this includes selling the home for less than what is owed on it, otherwise known as a short sale.  Walking with homeowners through this maze and helping them transition to a new home is something Cheryl has been doing for years. 

The prospect of foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. Cheryl believes that in almost all cases, the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools necessary to help homeowners find the best solution for their particular situation. While enduring financial difficulties are challenging for any family, the process of finding a qualified real estate professional should not be. Cheryl is a professional trained to address your specific needs. She doesn't merely sell properties, she serves and helps save her clients in need.

Please call today.  It is the easiest and most productive step you can make to turn things around.

Additional resources are available online:

The Mortgage Forgiveness Debt Relief Act and Debt Cancellation:This IRS webpage explains how most forgiven debt (the loss the bank takes on a short sale) is no longer a tax liability.

Loan modification new program updates:  New website to share resources to help determine if folks qualify for loan modification.